Office of the Commissioner of Financial Regulation

 

Enforcement Actions

 

Enforcement actions are available below in Portable Document Format (PDF) for calendar years 2011 to the present (download Adobe Acrobat for free).

NOTE: To Search for an enforcement action for a specific individual or business entity, please enter the individual or business entity’s name in the search field on the page that opens when you click on this link.
 

For Non-Depository Enforcement Actions:

If you wish to obtain a PDF copy of a non-depository enforcement action prior to calendar year 2011, please send an e-mail to legaladmin.dllr@maryland.gov. Any additional questions regarding a non-depository enforcement action listed below may be directed to legaladmin.dllr@maryland.gov.

NOTE: All respondents’ names associated with a specific enforcement action may not appear in the chart on this page, however, all respondents’ names are listed in the corresponding PDF order.
 

For Depository Enforcement Actions:

If you wish to obtain a PDF copy of a depository enforcement action prior to calendar year 2011, please send an e-mail to Acting Deputy Commissioner Teresa Louro. Any additional questions regarding a depository enforcement action listed below may be directed to Acting Deputy Commissioner Teresa Louro.

NOTE: Depository enforcement actions include actions against trust companies.

 
Non-Depository Enforcement Actions 2013
Date Type of Order Regulated Activity Case Name
12/3/2013 Final Order to Cease and Desist Consumer Lending In the Matter of MMG Holdings LLC, Julie A. Zanone a/k/a Julie A. Johnson, Stephen M. Zanone, Andrew Johnson and Justin A. Johnson (PDF , 1.3MB)
11/26/2013 Opinion and Final Order Mortgage Lending, Mortgage Brokering, Mortgage Origination In the Matter of Frank J. Ward, III, The Money Centre, LTD, Ward Construction, Inc., and Annette Coston (PDF, 2,5MB)
11/25/2013 Amended Summary Order to Cease and Desist Mortgage Lending In the Matter of Rose E. Travers, and Margaret D. Travers (PDF , 1.1MB)
10/8/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Evergreen Lending, LLC d/b/a The Credit Advisory and Vaughan Hunter (PDF, 1.4MB)
9/20/2013 Settlement Agreement and Consent Order Collection Agency In the Matter of Turning Point Solutions, LLC (PDF, 408KB)
9/17/2013 Supplemental Final Order for Penalties and Restitution Credit Services Business In the Matter of National Relief Group, Inc. and Brian J. Pacios (PDF, 4.8MB)
9/4/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Barry Paul Edmonds a/k/a Paul Barry Edmonds/ a/k/a BPE Investments d/b/a Paul Barry Associates d/b/a Rapidsellorbuy/
rapidsellorbuy@yahoo.com, and Ernestine Edmonds (PDF, 1.3MB)
8/26/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Alarcon & Associates P.C., a/k/a Alarcon Law Firm, P.C. a/k/a Alarcon Law Group a/k/a R.M.A. Legal Network a/k/a Attorneys Legal Network and Rory M. Alarcon (PDF, 1.4MB)
8/26/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Trevelyn Otts d/b/a Better Life Better Credit and Haven Realty Centers, LLC (PDF, 983KB)
8/1/2013 Final Order to Cease and Desist Credit Services Business In the Matter of The American Neighborhood Housing Foundation, Inc., R. McIlwaine Keever Jr., and Donna Lee Peters (PDF, 1.6MB)
8/1/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Eagle Mitigation Services, LLC, and Michael D. Burns (PDF, 1.2MB)
6/26/2013 Final Order to Cease and Desist Credit Services Business In the Matter of United Home Solutions, Priority Mortgage Solutions, N.L. Loan Servicing, United States Document Preparation, and Scott Haywood (PDF, 440KB)
6/25/2013 Final Order to Cease and Desist Credit Services Business In the Matter of U.S. Funding Consultants and Paul Greco (PDF, 333KB)
6/5/2013 Settlement Agreement and Consent Order Credit Services Business In the Matter of ATC Financial LLC, Sean Der, and James Weiskerger (PDF, 148KB)
5/21/2013 Final Order Credit Services Business In the Matter of The Glenmore Law Firm, LLC, the Glenmore Law Group, the Homeownership Protection Center, Newton Gaynor, Carolyn Bowman, and Clarence Baldwin (PDF, 1.7MB)
5/8/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Coast to Coast Relief, L.L.C., Coast to Coast Mortgage LLC d/b/a National Loan Modification Center, Nicole Denise Fields, Rarkimm Fields, and Cheryl West (PDF, 455KB)
5/8/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Provident Law Group, Inc., Jeffrey A. Cancilla, and Thao Dinh Duong a/k/a Thomas Duong a/k/a Tom Duong (PDF, 455KB)
5/8/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Homesafe America, Inc., United Legal Solutions Incorporated d/b/a Untied Solutions Law Firm, Guy Samuel, and Scott Schreiber (PDF, 408KB)
4/30/2013 Supplemental Summary Order for Restitution and Penalties Credit Services Business In the Matter of Brian J. Pacios (PDF, 4MB)
4/9/2013 Summary Order to Cease and Desist Collection Agency In the Matter of Wood Law, PC (PDF, 647KB)
4/9/2013 Summary Order to Cease and Desist Collection Agency In the Matter of Blackout Towing, LLC (PDF, 646KB)
3/13/2013 Amended Final Order to Cease and Desist Credit Services Business In the Matter of 123 Fix My Loan, LLC, Allegiant Investments, LLC, Mark Daniel Parker, and Keith D. Callahan (PDF, 239KB)
3/8/2013 Summary Order to Cease and Desist Collection Agency In the Matter of Frank S. Falzone & Associates PLLC (PDF, 487KB)
3/7/2013 Summary Order to Cease and Desist Collection Agency In the Matter of Oxford Collection Agency, Inc. (PDF, 126KB)
3/5/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Real Recourse Solutions d/b/a Pro Se Advocacy of America, and Tamara Lawrence a/k/a Tamu Lawrence a/k/a Tamra Tolbert (PDF, 256KB)
3/5/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Gratis Group International Trust, Harry James Williams d/b/a Gratis Group International Trust (PDF, 202KB)
2/28/2013 Opinion and Final Order Credit Services Business In the Matter of Roxana E. Molina Salgado (PDF, 736KB)
2/28/2013 Opinion and Final Order Credit Services Business In the Matter of B. Diego Hellewell (PDF, 755KB)
2/28/2013 Opinion and Final Order Credit Services Business In the Matter of Patrick G. Drury, Esquire (PDF, 1.1MB)
2/25/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Home Care Alliance Group, Michael Lee, and Gerald Stone (PDF, 280KB)
2/19/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Lincoln Hardship Relief, d/b/a/ Lincoln Hardship Relief, Inc., Lincoln Hardship Corp., Ahmad John Afzal a/k/a John Alexander  a/k/a Lincoln Hardship Relief, and Kris Pennington (PDF, 144KB)
2/19/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Marak Industries, Inc., Michael A. Rabel, Esquire, and Kimberly A. Mackey (PDF, 201KB)
2/19/2013 Final Order to Cease and Desist Credit Services Business In the Matter of The Green Law Group, PLLC d/b/a the Law Offices of David M. Green, and David M. Green, Esquire d/b/a the Law Offices of David M. Green (PDF, 205KB)
2/19/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Franklin Law Group, P.A., and Aileen Franklin, Esquire (PDF, 269KB)
2/15/2013 Opinion and Final Order Credit Services Business In the Matter of Choice National Loan Consulting, LLC, David R. Lund, Jeff S. Setlow, Jordan Ruzicka, Jeffrie B. Harper, and Karl A. Webster (PDF, 222KB)
2/11/2013 Final Order to Cease and Desist Credit Services Business In the Matter of 1st American Law Center, Inc. d/b/a 1st Fed Loan Modification d/b/a 1st Federal Loan Modification d/b/a 1st American Processing Center, the Law Office of David Bocchino LLC f/k/a the Law Offices of David Bokeno, LLC, Dean Gregory Chandler, Gary M. Bobell f/k/a Gary M. Bobel, and David E. Bocchino f/k/a David E. Bokeno (PDF, 263KB)
2/11/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Brian Alan Walker d/b/a Walker Law Group d/b/a the Law Offices of Brian A. Walker, Inc. d/b/a/ Rockfield Law Group d/b/a Legal Eagle Services d/b/a Legal Eagle Financial, Inc. d/b/a Homeowners' Assistance Law Group, the Law Offices of Brian A. Walker, Inc., Legal Eagle Financial, Inc., Loss Mitigation Services, Inc., Walker Captial Funding, Inc. (PDF, 207KB)
2/11/2013 Final Order to Cease and Desist Credit Services Business In the Matter of NMRC, Inc. d/b/a National Mortgate Relief Center d/ba N.M.R.C. d/b/a Allied Loan Servicing d/b/a A.L.S, Jonathan Veltz, Justin D. Koelle, Andrew M. Phalen, Jacob J. Cunningham, Dominc A. Nolan, and John D. Silva (PDF, 188KB)
2/11/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Tila, LLC, a Wyoming limited liability company, d/b/a Tila Solution, Tila, LLC, a Nevada corporation, d/b/a Tila Solutions, Joy Ocoma, and Tom Nieman (PDF, 249KB)
2/11/2013 Final Order to Cease and Desist Credit Services Business In the Matter of US National Legal Solutions d/b/a USNLS, Christopher Rojas, and John Collins (PDF, 186KB)
2/5/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Barristers Inc., Anthony R. Lowstuter, Carla Orantes, and Ximena Carrion (PDF, 187KB)
2/5/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Forsta Mediation, LLC, Bryan Franzoi, Patrick Fahey, and Jared Barton (PDF, 240KB)
2/5/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Summit Legal Group, P.A. d/b/a the Summit Legal Group, P.A., William Timothy O'Toole, and Solomon Macari (PDF, 185KB)
1/30/2013 Final Order to Cease and Desist Credit Services Business In the Matter of American Residential Law Group, Inc., the Law Offices of William O'Toole, P.A., Oscar J. Estevez, Esquire, Joel Scott Jacobi, and William Timothy O'Toole (PDF, 310KB)
1/30/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Ideal Real Estate Solutions and Law Offices of Gregory Alan Baker Inc. d/b/a Ideal Real Estate Solutions, IRS Solutions and Law Offices of Gregory Alan Baker Inc., Realty Law Group, Inc., Realty Law Group Inc., Gregory Alan Baker, Esquire d/b/a Law Offices of Gregory Alan Baker, Mike Denno, Tahmra Harris  a/k/a Tahmra Reid, Alci Raymond, and Brian John Colombana (PDF, 302KB)
1/29/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Liberty Lending Review, Ahmed Afzal d/b/a Liberty Lending Review, and Jonathan Paris d/b/a Liberty Lending Review (PDF, 233KB)
1/29/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Biltmore Financial Consulting LLC, Thomas Mancuso, and David T. Banks (PDF, 226KB)
1/29/2013 Final Order to Cease and Desist Credit Services Business In the Matter of The Phoenix Edge, LLC, Phoenix Edge Group, LLC, Bobie Miranda Capel d/b/a Solomon Phoenix Group, and Theresa Jane Landicho (PDF, 248KB)
1/29/2013 Final Order to Cease and Desist Credit Services Business In the Matter of the Law Office of Brett Margolin, P.C., Nstional Modification Corp., Brett. K. Margolin, Esquire (PDF, 292KB)
1/22/2013 Final Order to Cease and Desist Credit Services Business In the Matter of The Law Offices of Kramer & Kaslow, APC d/b/a Reliant Legal Network d/b/a K2 Law Firm, Reliant Legal Network,. LLC, Philip Allen Kramer, Esquire, Sue Leonard, Kevin T. Winters, and Roy D. Barnhart III (PDF, 272KB)
1/17/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Coast to Coast Home Solutions, LLC and Paul A. Martinez (PDF, 182KB)
1/17/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Prosper Law Corporation and Gordon F. Dickson, Esquire (PDF, 179KB)
1/17/2013 Final Order to Cease and Desist Credit Services Business In the Matter of First Atlantic Debt Solutions, Inc. f/k/a Saverio Enterprises, Inc., and Saverio Massari (PDF, 222KB)
1/15/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Home Relief Assistance, Inc., and Marinus Van Zweeden a/k/a Marcel Van Zweeden (PDF, 205KB)
1/15/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Homesavers, USA, Jamal Amad Karmouta, and Eddie Mansour (PDF, 274KB)
1/15/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Eugene Steven Alkana, Esquire (PDF, 279KB)
1/15/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Summit Law Center and Daniel L. Wagner, Esquire (PDF, 279KB)
1/15/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Royal Fidelity, Incorporated d/b/a Royal Fidelity Corp. d/b/a Royal Fidelity Corporation d/b/a Royal Fidelity Inc. Trust, Mitchell Shane Brignac (PDF, 182KB)
1/15/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Surefire Home Retention, and Todd Wetzelberger d/b/a Surefire Home Retention (PDF, 237KB)
 
 
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