State offices and all DLLR physical locations will be closed to the public December 24 & December 25, 2014. However, Unemployment Insurance telephone and Web operations WILL be available on Wednesday, December 24.

Office of the Commissioner of Financial Regulation

 

Enforcement Actions and Consent Agreements

 

Enforcement Action and Consent Agreements are available in PDF format, download Adobe Acrobat for free.  Any questions regarding the documents may be directed to the Commissioner of Financial Regulation.

Directions to search for a name in the Enforcement Actions and Consent Agreements Chart:

    1. Click on the Edit function at the top of this page or by using your browser.
    2. Next click on the Find (on This Page) in the drop down Edit menu.
    3. Then, type in the name you are trying to find.
    4. Finally, click on Find Next to find everywhere the name may appear on this page.

    (Please Note: Not all case names may appear in the Enforcement Actions and Consent Agreements Chart on this page. However, all names are in the PDF document case name.)

 
Non-Depository Enforcement Actions and Consent Agreements 2013
Date Type of Order Regulated Activity Case Name
12/3/2013 Final Order to Cease and Desist Consumer Lending In the Matter of MMG Holdings LLC, Julie A. Zanone a/k/a Julie A. Johnson, Stephen M. Zanone, Andrew Johnson and Justin A. Johnson (PDF document, 1.3MB)
11/26/2013 Opinion and Final Order Mortgage Lending, Mortgage Brokering, Mortgage Origination In the Matter of Frank J. Ward, III, The Money Centre, LTD, Ward Construction, Inc., and Annette Coston (PDF document, 2,5MB)
11/25/2013 Amended Summary Order to Cease and Desist Mortgage Lending In the Matter of Rose E. Travers, and Margaret D. Travers (PDF document, 1.1MB)
10/8/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Evergreen Lending, LLC d/b/a The Credit Advisory and Vaughan Hunter (PDF document, 1.4MB)
9/20/2013 Settlement Agreement and Consent Order Collection Agency In the Matter of Turning Point Solutions, LLC (PDF document, 408KB)
9/17/2013 Supplemental Final Order for Penalties and Restitution Credit Services Business In the Matter of National Relief Group, Inc. and Brian J. Pacios (PDF document, 4.8MB)
9/17/2013 Summary Order to Cease Credit Services Business In the Matter of American Home Rescue Bureau, LLC, Jonathan Z. Rubin, Diane M. Mocion, Rita Foster and Vanessa Strickland Moise (PDF document, 1.3MB)
9/4/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Barry Paul Edmonds a/k/a Paul Barry Edmonds/ a/k/a BPE Investments d/b/a Paul Barry Associates d/b/a Rapidsellorbuy/
rapidsellorbuy@yahoo.com, and Ernestine Edmonds (PDF document, 1.3MB)
8/26/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Alarcon & Associates P.C., a/k/a Alarcon Law Firm, P.C. a/k/a Alarcon Law Group a/k/a R.M.A. Legal Network a/k/a Attorneys Legal Network and Rory M. Alarcon (PDF document, 1.4MB)
8/26/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Trevelyn Otts d/b/a Better Life Better Credit and Haven Realty Centers, LLC (PDF document, 983KB)
8/16/2013 Summary Order to Cease and Desist and Order to Produce Collection Agency In the Matter of PRA Recovery a/k/a P.R. & Company a/k/a Nationwidecollection.net (PDF document, 1.2MB)
8/1/2013 Final Order to Cease and Desist Credit Services Business In the Matter of The American Neighborhood Housing Foundation, Inc., R. McIlwaine Keever Jr., and Donna Lee Peters (PDF document, 1.6MB)
8/1/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Eagle Mitigation Services, LLC, and Michael D. Burns (PDF document, 1.2MB)
6/26/2013 Final Order to Cease and Desist Credit Services Business In the Matter of United Home Solutions, Priority Mortgage Solutions, N.L. Loan Servicing, United States Document Preparation, and Scott Haywood (PDF document, 440KB)
6/25/2013 Final Order to Cease and Desist Credit Services Business In the Matter of U.S. Funding Consultants and Paul Greco (PDF document, 333KB)
6/5/2013 Settlement Agreement and Consent Order Credit Services Business In the Matter of ATC Financial LLC, Sean Der, and James Weiskerger (PDF document, 148KB)
5/21/2013 Final Order Credit Services Business In the Matter of The Glenmore Law Firm, LLC, the Glenmore Law Group, the Homeownership Protection Center, Newton Gaynor, Carolyn Bowman, and Clarence Baldwin (PDF document, 1.7MB)
5/13/2013 Summary Order to Cease and Desist and Order to Produce Mortgage Originating In the Matter of Rebuilding America, LLC, Smart Loan Funding, LLC d/b/a McLean Lending, LLC, Enrico Corporation, Kimberly D. Williams, James E. Johnson, and Kenneth J. Enrico (PDF document, 1.2MB)
5/8/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Coast to Coast Relief, L.L.C., Coast to Coast Mortgage LLC d/b/a National Loan Modification Center, Nicole Denise Fields, Rarkimm Fields, and Cheryl West (PDF document, 455KB)
5/8/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Provident Law Group, Inc., Jeffrey A. Cancilla, and Thao Dinh Duong a/k/a Thomas Duong a/k/a Tom Duong (PDF document, 455KB)
5/8/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Homesafe America, Inc., United Legal Solutions Incorporated d/b/a Untied Solutions Law Firm, Guy Samuel, and Scott Schreiber (PDF document, 408KB)
4/30/2013 Supplemental Summary Order for Restitution and Penalties Credit Services Business In the Matter of Brian J. Pacios (PDF document, 4MB)
4/9/2013 Summary Order to Cease and Desist Collection Agency In the Matter of Wood Law, PC (PDF document, 647KB)
4/9/2013 Summary Order to Cease and Desist Collection Agency In the Matter of Portfolio Recovery Group (PDF document, 659KB)
4/9/2013 Summary Order to Cease and Desist Collection Agency In the Matter of Blackout Towing, LLC (PDF document, 646KB)
4/8/2013 Summary Order to Cease and Desist Consumer Lending In the Matter of RTMM Consulting, LLC d/b/a PayDayWiz.com, Richard Turasky, Jr., Joel Vetrono, and Matthew Martorello (PDF document, 1.5MB)
3/27/2013 Summary Order to Cease and Desist Collection Agency In the Matter of Heinz Rockwell Dunn LLC, a/k/a Heinz, Rockwell, Dunn, LLC. a/k/a Heinz Rockwell LLC, and Jeremy S. Campbell (PDF document, 1.8MB)
3/13/2013 Amended Final Order to Cease and Desist Credit Services Business In the Matter of 123 Fix My Loan, LLC, Allegiant Investments, LLC, Mark Daniel Parker, and Keith D. Callahan (PDF document, 239KB)
3/8/2013 Summary Order to Cease and Desist Collection Agency In the Matter of National Credit Systems, Inc. and Sean Madden (PDF document, 487KB)
3/8/2013 Summary Order to Cease and Desist Collection Agency In the Matter of Frank S. Falzone & Associates PLLC (PDF document, 487KB)
3/7/2013 Summary Order to Cease and Desist Collection Agency In the Matter of Oxford Collection Agency, Inc. (PDF document, 126KB)
3/5/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Real Recourse Solutions d/b/a Pro Se Advocacy of America, and Tamara Lawrence a/k/a Tamu Lawrence a/k/a Tamra Tolbert (PDF document, 256KB)
3/5/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Gratis Group International Trust, Harry James Williams d/b/a Gratis Group International Trust (PDF document, 202KB)
2/28/2013 Opinion and Final Order Credit Services Business In the Matter of Roxana E. Molina Salgado (PDF document, 736KB)
2/28/2013 Opinion and Final Order Credit Services Business In the Matter of B. Diego Hellewell (PDF document, 755KB)
2/28/2013 Opinion and Final Order Credit Services Business In the Matter of Patrick G. Drury, Esquire (PDF document, 1.1MB)
2/25/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Home Care Alliance Group, Michael Lee, and Gerald Stone (PDF document, 280KB)
2/19/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Lincoln Hardship Relief, d/b/a/ Lincoln Hardship Relief, Inc., Lincoln Hardship Corp., Ahmad John Afzal a/k/a John Alexander  a/k/a Lincoln Hardship Relief, and Kris Pennington (PDF document, 144KB)
2/19/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Marak Industries, Inc., Michael A. Rabel, Esquire, and Kimberly A. Mackey (PDF document, 201KB)
2/19/2013 Final Order to Cease and Desist Credit Services Business In the Matter of The Green Law Group, PLLC d/b/a the Law Offices of David M. Green, and David M. Green, Esquire d/b/a the Law Offices of David M. Green (PDF document, 205KB)
2/19/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Franklin Law Group, P.A., and Aileen Franklin, Esquire (PDF document, 269KB)
2/15/2013 Opinion and Final Order Credit Services Business In the Matter of Choice National Loan Consulting, LLC, David R. Lund, Jeff S. Setlow, Jordan Ruzicka, Jeffrie B. Harper, and Karl A. Webster (PDF document, 222KB)
2/11/2013 Final Order to Cease and Desist Credit Services Business In the Matter of 1st American Law Center, Inc. d/b/a 1st Fed Loan Modification d/b/a 1st Federal Loan Modification d/b/a 1st American Processing Center, the Law Office of David Bocchino LLC f/k/a the Law Offices of David Bokeno, LLC, Dean Gregory Chandler, Gary M. Bobell f/k/a Gary M. Bobel, and David E. Bocchino f/k/a David E. Bokeno (PDF document, 263KB)
2/11/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Brian Alan Walker d/b/a Walker Law Group d/b/a the Law Offices of Brian A. Walker, Inc. d/b/a/ Rockfield Law Group d/b/a Legal Eagle Services d/b/a Legal Eagle Financial, Inc. d/b/a Homeowners' Assistance Law Group, the Law Offices of Brian A. Walker, Inc., Legal Eagle Financial, Inc., Loss Mitigation Services, Inc., Walker Captial Funding, Inc. (PDF document, 207KB)
2/11/2013 Final Order to Cease and Desist Credit Services Business In the Matter of NMRC, Inc. d/b/a National Mortgate Relief Center d/ba N.M.R.C. d/b/a Allied Loan Servicing d/b/a A.L.S, Jonathan Veltz, Justin D. Koelle, Andrew M. Phalen, Jacob J. Cunningham, Dominc A. Nolan, and John D. Silva (PDF document, 188KB)
2/11/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Tila, LLC, a Wyoming limited liability company, d/b/a Tila Solution, Tila, LLC, a Nevada corporation, d/b/a Tila Solutions, Joy Ocoma, and Tom Nieman (PDF document, 249KB)
2/11/2013 Final Order to Cease and Desist Credit Services Business In the Matter of US National Legal Solutions d/b/a USNLS, Christopher Rojas, and John Collins (PDF document, 186KB)
2/5/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Barristers Inc., Anthony R. Lowstuter, Carla Orantes, and Ximena Carrion (PDF document, 187KB)
2/5/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Forsta Mediation, LLC, Bryan Franzoi, Patrick Fahey, and Jared Barton (PDF document, 240KB)
2/5/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Summit Legal Group, P.A. d/b/a the Summit Legal Group, P.A., William Timothy O'Toole, and Solomon Macari (PDF document, 185KB)
1/30/2013 Final Order to Cease and Desist Credit Services Business In the Matter of American Residential Law Group, Inc., the Law Offices of William O'Toole, P.A., Oscar J. Estevez, Esquire, Joel Scott Jacobi, and William Timothy O'Toole (PDF document, 310KB)
1/30/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Ideal Real Estate Solutions and Law Offices of Gregory Alan Baker Inc. d/b/a Ideal Real Estate Solutions, IRS Solutions and Law Offices of Gregory Alan Baker Inc., Realty Law Group, Inc., Realty Law Group Inc., Gregory Alan Baker, Esquire d/b/a Law Offices of Gregory Alan Baker, Mike Denno, Tahmra Harris  a/k/a Tahmra Reid, Alci Raymond, and Brian John Colombana (PDF document, 302KB)
1/29/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Liberty Lending Review, Ahmed Afzal d/b/a Liberty Lending Review, and Jonathan Paris d/b/a Liberty Lending Review (PDF document, 233KB)
1/29/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Biltmore Financial Consulting LLC, Thomas Mancuso, and David T. Banks (PDF document, 226KB)
1/29/2013 Final Order to Cease and Desist Credit Services Business In the Matter of The Phoenix Edge, LLC, Phoenix Edge Group, LLC, Bobie Miranda Capel d/b/a Solomon Phoenix Group, and Theresa Jane Landicho (PDF document, 248KB)
1/29/2013 Final Order to Cease and Desist Credit Services Business In the Matter of the Law Office of Brett Margolin, P.C., Nstional Modification Corp., Brett. K. Margolin, Esquire (PDF document, 292KB)
1/22/2013 Final Order to Cease and Desist Credit Services Business In the Matter of The Law Offices of Kramer & Kaslow, APC d/b/a Reliant Legal Network d/b/a K2 Law Firm, Reliant Legal Network,. LLC, Philip Allen Kramer, Esquire, Sue Leonard, Kevin T. Winters, and Roy D. Barnhart III (PDF document, 272KB)
1/17/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Coast to Coast Home Solutions, LLC and Paul A. Martinez (PDF document, 182KB)
1/17/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Prosper Law Corporation and Gordon F. Dickson, Esquire (PDF document, 179KB)
1/17/2013 Final Order to Cease and Desist Credit Services Business In the Matter of First Atlantic Debt Solutions, Inc. f/k/a Saverio Enterprises, Inc., and Saverio Massari (PDF document, 222KB)
1/15/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Home Relief Assistance, Inc., and Marinus Van Zweeden a/k/a Marcel Van Zweeden (PDF document, 205KB)
1/15/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Homesavers, USA, Jamal Amad Karmouta, and Eddie Mansour (PDF document, 274KB)
1/15/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Eugene Steven Alkana, Esquire (PDF document, 279KB)
1/15/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Summit Law Center and Daniel L. Wagner, Esquire (PDF document, 279KB)
1/15/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Royal Fidelity, Incorporated d/b/a Royal Fidelity Corp. d/b/a Royal Fidelity Corporation d/b/a Royal Fidelity Inc. Trust, Mitchell Shane Brignac (PDF document, 182KB)
1/15/2013 Final Order to Cease and Desist Credit Services Business In the Matter of Surefire Home Retention, and Todd Wetzelberger d/b/a Surefire Home Retention (PDF document, 237KB)
1/9/2013 Summary Order to Cease and Desist Consumer Lending In the Matter of Greenpoint Capital; Tom E. Sims; Paul M. Chandler; Cris Walters; Rodney E. Bow; and Allan Prince (PDF document,168KB)
 
 
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