Office of the Commissioner of Financial Regulation

 

Enforcement Actions and Consent Agreements

 

Enforcement Action and Consent Agreements are available in PDF format, download Adobe Acrobat for free.  Any questions regarding the documents may be directed to the Commissioner of Financial Regulation.

Directions to search for a name in the Enforcement Actions and Consent Agreements Chart:

    1. Click on the Edit function at the top of this page or by using your browser.
    2. Next click on the Find (on This Page) in the drop down Edit menu.
    3. Then, type in the name you are trying to find.
    4. Finally, click on Find Next to find everywhere the name may appear on this page.

    (Please Note: Not all case names may appear in the Enforcement Actions and Consent Agreements Chart on this page. However, all names are in the PDF document case name.)

 
Non-Depository Enforcement Actions and Consent Agreements 2011
Date Type of Order Regulated Activity Case Name
12/21/2011 Opinion and Final Order Mortgage Lending In the Matter of Michael Emery Link (PDF document, 453KB)
11/21/2011 Settlement Agreement and Consent Order Credit Services Business In the Matter of Savemtg.com, LLC, and Robert Butler (PDF document, 649KB)
10/31/2011 Final Order to Cease and Desist and Revocation of Mortgage Lender License Mortgage Lending In the Matter of Your Mortgage Lender (PDF document, 687KB)
10/27/2011 Final Order Mortgage Lending In the Matter of Meredian Financial Corporation (PDF document, 131KB)
10/26/2011 Final Order Mortgage Lending In the Matter of Hollander Financial Holding, Inc. (PDF document, 155KB)
10/11/2011 Final Order Consumer Lending, Mortgage Lending The Onyx Group, Inc., et al. (PDF document, 1MB)
10/4/2011 Settlement Agreement and Consent Order Collection Agency In the Matter of: Credit Service, LLC and J. Scott Morse (PDF document, 1.4MB)
9/26/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Law Offices of B. Diego Hellewell, LLC and Benjamin Diego Hellewell (PDF document, 448KB)
9/9/2011 Final Order Credit Services Business In the Matter of First Universal, LLC - Maryland; a/k/a First Universal Workout Solutions; Lending Partners; Feingold & Kam, LLC; David Feingold; David Zausner; Sean Zausner; and Gary J. Linowes (PDF document, 1.4MB)
9/8/2011 Final Order to Cease and Desist Credit Services Business In the Matter of State Law Group, All State Law Group a/k/a Allstate Law Group, Consult Marketing Group, Inc. (PDF document, 225KB)
9/9/2011 Settlement Agreement and Consent Order Collection Agency In the Matter of Sunshine Financial Group, LLC, and J. Scott Morse (PDF document, 1.2MB)
9/8/2011 Final Order to Cease and Desist Credit Services Business In the Matter of State Law Group, All State Law Group a/k/a Allstate Law Group, Consult Marketing Group, Inc. (PDF document, 225KB)
8/29/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Loan Secure, Inc., Pope Mortgage and Associates, L.L.C., George Davis, Patrick Davis, Paul Pope, and Roman M. Gonzalez, Esquire (PDF document, 465KB)
8/18/2011 Order Vacating Final Order to Cease and Desist as to Certain Respondents Credit Services Business In the Matter of Craig M. Laverty, Esquire d/b/a The Law Offices of Craig M. Laverty d/b/a The Laverty Law Firm, Solution Processing, LLC, Legal Loan Bailout, Legal Loan Settlement, LLC, Gary Di Girolamo, Rachel Tyler, Erica Hawley, Joe Nicholson, Nancy Torres, Mike Zivkovic, and Rajesh Manghani (PDF document, 49KB)
8/11/2011 Settlement Agreement and Consent Order Credit Services Business In the Matter of Brown, Brown, Brown, P.C., and Christopher E. Brown (PDF document, 1.3MB)
7/19/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Nation's Choice Financial Solutions, LLC, James P. Adorna, and Michael J. Harper (PDF document, 535KB)
7/18/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Pacific Federal Title Associates, Inc. a/k/a Pacific Federal Title Associates, Jessica Lovette, Igwuade Okojie, Karen Tappert, and Walter W. Brown (PDF document, 382KB)
7/15/2011 Settlement Agreement and Consent Order Credit Services Business In the Matter of Rapid Mortgage Solutions, LLC, and James R. Cole, Jr. (PDF document, 204KB)
6/30/2011 Final Order to Cease and Desist Mortgage Lending In the Matter of Meredian Financial Corporation (PDF document, 150KB)
6/30/2011 Settlement Agreement Collection Agency In the Matter of Smith Haynes & Watson, LLC (PDF document, 682KB)
6/27/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Nabile John Anz d/b/a Federal Loan Modification Law Center, LLP, d/b/a Federal Loan Modification Law Center d/b/a FLM Law Center, LLP, d/b/a FLM Law Center d/b/a Federal Loan Modification, LLP d/b/a Federal Loan Modification, American Law Firm Management, Inc., and Anz & Associates, a Professional Law Corporation (PDF document, 513KB)
6/22/2011 Final Order to Cease and Desist Credit Services Business In the Matter of U.S. Mitigators, LLC, Jarod F. Grob, Kenneth A. O’Connor, and Tom J. Palarino (PDF document, 419KB)
6/22/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Jackson Federal Mortgage Corporation d/b/a Jackson Federal Foreclosure Relief d/b/a Jackson Federal, Larry L. Smith, and Dan Chasse (PDF document, 497KB)
6/22/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Craig M. Laverty, Esquire d/b/a The Law Offices of Craig M. Laverty d/b/a The Laverty Law Firm, Solution Processing, LLC, Legal Loan Bailout, Legal Loan Settlement, LLC, Gary Di Girolamo, Rachel Tyler, Erica Hawley, Joe Nicholson, Nancy Torres, Mike Zivkovic, and Rajesh Manghani (PDF document, 665KB)
6/22/2011 Final Order to Cease and Desist Credit Services Business In The Matter of The USMAC Law Group, A Professional Corporation, Mary Guenther, Ed Stansbury, Amber Leonard, Corinne Collins, and Daniel Thomas Moder (PDF document, 390KB)
6/9/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Prodigy Law Group, Inc., Anthony Williams, Bryan Souza, Jeana Esposito, Todd Eyster, and Gary Patton (PDF document, 448KB)
5/4/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Loan Modification Group (PDF document, 416KB)
4/6/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Homesave America (PDF document, 379KB)
3/31/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Sanya Freeman (PDF document, 316KB)
2/21/2011 Final Order Credit Services Business In the Matter of The Shmuckler Group, LLC and Howard R. Shmuckler (PDF document, 3.2MB)
2/16/2011 Final Order to Cease and Desist Mortgage Lending, Mortgage Origination, Credit Services Business In the Matter of Johnson Olawoyin (PDF document, 930KB)
2/2/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Dodd & Associates, Ltd., d/b/a A-1 Credit, and John W. Dodd (PDF document, 508KB)
1/27/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Truman Foreclosure Assistance, LLC, Truman Foreclosure Defense, LLC, Truman Mitigation Services, LLC, Truman Modification Services Inc, Franklin Financial Group US LLC, Franklin Financial Group USA, LLC, Franklin Debt Settlement, LLC, Eli Hertz, Benzion Jack Itzkowitz a/k/a Jack Itzkowitz, Richard Zafrani a/k/a Rick Zafrani, and Michael M. Cooper (PDF document, 465KB)
1/21/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Resolution Mortgage Group, Loan Review Inc., Gary Deblaquiere, and Jason K. Moulton (PDF document, 459KB)
1/11/2011 Settlement Agreement and Consent Order Debt Management Services In the Matter of National Foundation for Debt Management, Inc. (PDF document, 208KB)
1/6/2011 Final Order to Cease and Desist Credit Services Business In the Matter of National Relief Group, Inc. and Brian J. Pacios (PDF document, 452KB)
1/4/2011 Final Order to Cease and Desist Credit Services Business In the Matter of Johnston, Mayer & Associates, Mark Stevens, and Eric Stevens (PDF document, 659KB)
 
 
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