Audit - UI Benefit Payment Control (BPC) - Unemployment Insurance
The Division of Unemployment Insurance conducts random audits of claimant eligibility. These audits include the Maryland Report of Hire program, the National Directory of New Hire program, the Wage Crossmatch audit and audits instigated via reports of fraud through the Fraud Hotline.
The Wage Crossmatch and is quarterly audit that matches earnings reported by Maryland employers with claimants that have filed for and received unemployment insurance during the same calendar quarter. Employers are sent employment and wage verification requests. Information is matched for any weeks in which UI benefits were claimed and paid. Wages determined to have been earned during the same weeks for which UI benefits were claimed are recorded and an overpayment created. The claimant is responsible for the repayment of any UI benefits paid for which there were earnings. A determination of 'fraud' may also accompany these findings. If a claimant quit or was terminated from this employer while filing, then a separation decision is adjudicated and may also result in additional overpaid weeks of non-eligibility.
- Someone working and getting paid cash 'under the table', while collecting UI benefits
- Working full or part time and the employer/claimant is not reporting the earnings to the agency
- Unemployed claimant is not able, available or actively seeking work (illness, vacation, not interested in working, no child care, taking care of sick relative, in school)
- Claimant is self employed; claimant has own business